Insurance isn't exactly the fun part of being a digital nomad. We would typically rather spend the money on flights or a place to stay instead of feeling like you’re throwing money away to an insurance company.
That’s why we’re excited about our newest partnership with Insured Nomads. It’s an insurance provider that actually understands the needs and realities of traveling as a digital nomad, remote team, or simply someone who likes to explore.
Their plans provide strong coverage, and every policy comes with the Guardian Membership to add real value through perks like eSIM and coworking discounts, airport lounge access, and more.
Here’s a look at what you get when you choose Insured Nomads for your travel insurance.
Travel Medical for Non-US Residents
If you’re from Europe, Asia, South America or anywhere outside of the US, the Insured Travelers Med+ is for you. Here’s what you get:
Medical coverage up to $1 million for illness or accidents abroad
Emergency evacuation if you need transportation back home
Trip delay & baggage protection
Guardian Membership perks
The prices vary based on destination, age, coverage type, and trip length. We did an example trip as an Italian going to South Africa for one month as a 35-year-old, and the price ranges from about $55 to $87, depending on which tier you choose.
That’s less than the price of a whole day in Cape Town and well worth it for the peace of mind as you travel. You can check out the cost to cover your next trip here.
Trip Protection for US Residents
If you’re from the US and going on a trip, we recommend Trip Protection plans. Here’s what you get:
Trip cancellation & interruption coverage (up to 150% of trip cost)
Emergency medical coverage up to $500K
Lost luggage & delay coverage
Cancel for any reason option
Guardian Membership perks
For a two-week trip to Portugal, coverage for a 35-year-old ranges from $91 to $142, depending on your choice of Guardian 50, 250, or 500. Find out how much it costs to cover your trip here.
Global Health Insurance
Whether you’re an expat, digital nomad, or relocating your family, we recommend Global Health Insurance for those staying abroad longer than six months. It covers:
Preventative care, routine checkups, and ongoing treatment
Emergency hospital coverage up to $3 million
Options for outpatient, dental, optional, and maternity add-ons
Direct payment to over 1 million providers worldwide
Guardian Membership perks
For a 35-year-old Italian going to live in Colombia, the monthly premium is $204, excluding the US. Adding US coverage increases the price to $483 before any add-ons. You can check the cost of your global health insurance plan here.
Guardian Membership Perks
What makes Insured Nomads even more of a no-brainer is the Guardian Membership. It comes with every plan on this page, regardless of the trip length, and lasts for 12 months. The perks are designed to take the stress out of travel and help you save money while abroad.
Here’s what you can expect:
Airport lounge access if your flight is delayed
Global Nomad Pass for exclusive discounts at local businesses
24/7 crisis assistance, relocation, and evacuation
Virtual care from physicians, clinicians, and therapists
Global eSIM discounts in 140+ countries
Worksploring community access
Who is Insured Nomads?
Insured Nomads was founded by world travelers who experienced how traditional insurance fails those living across borders. Instead of building another generic option, they designed coverage that fits your lifestyle.
Whether you’re a digital nomad moving to a new country each month or a traveler taking two big trips a year, their plans combine strong protection with perks that you’ll actually use along the way.
Beyond travel coverage, Insured Nomads supports global communities. A portion of every purchase supports organizations like Not For Sale, which are fighting human trafficking and help protect vulnerable communities worldwide. So when you cover yourself, you’re also helping protect others and doing your part as a global citizen.
Our Take
If you’ve been blessed to never have Bali belly, lose your luggage, or spend a night in an airport, consider yourself lucky. Being a digital nomad means you have to face health situations and travel headaches while you’re far from home. It brings peace of mind to know you’re covered, and it is even more important when the unexpected happens.
Insured Nomads offers competitive pricing across plans, and when you factor in their higher coverage limits and useful extras, the overall value is hard to match. That’s why we’re proud to partner with an insurance company that not only covers nomads well but also aligns with our values.